Homeowners insurance is there to protect you when the unexpected happens—but did you know it might cover damages to your outdoor spaces? At Milton Stone, we’ve worked with homeowners navigating insurance claims for hardscaping repairs, so we know the ins and outs of what’s typically covered. Here are the top 5 landscaping issues that may qualify under your homeowners insurance policy.




What’s Usually Not Covered?
While these issues are often covered, it’s important to know what’s excluded:
- Normal wear and tear.
- Damages due to neglect or lack of maintenance.
- Landscaping features not considered permanent structures (like plants or shrubs).
At Milton Stone, we understand how frustrating it can be to deal with unexpected damage to your outdoor spaces. That’s why we’re here to help—not just with repairs but also by working closely with your insurance provider to ensure the process is seamless.
If your landscaping has been damaged, don’t hesitate to reach out to us for an assessment. Together, we’ll get your property looking better than ever.

Let’s Discuss Your Project together!
We have all the right solutions for your hardscaping, interlocking and concrete in Milton, ON – Guaranteed! Trust our teams of professional landscaping contractors in Milton, ON. and let’s get you one step closer in obtaining your outdoor remodeling dreams.


